The best way to avoid paying late credit card charges is to set up a direct debit from your bank account to pay the minimum payment.
You can always send other payments in the post or do bank transfers but to avoid late fees a direct debit is the best option.
Please remember though the minimum payment warning.
Looking for a credit card is a difficult choice, there are hundreds of credit cards all offering different deals.
You have loyalty Cards, low interest cards, cash back cards and reward cards.
The best loyalty credit cards need to have low interest rates on purchases and offer a reward.
You really want to shy away from any credit cards that charge an annual fee unless the benefits of the card outway the cost of the annual fee.
A Cash Back credit card returns a percentage of your total amount spent on your credit card over a certian period back to you.
The Cash Back period is usually monthly or quarterly.
A loyalty credit card is a credit card that allows you to collect bonuses as you spend with your credit card.
The bonuses or rewards come in the form of Bonuses with certain companies, Airmiles, or even discounts from football clubs on season tickrets or football merchandise.
Every time you spend on your loyalty card you are awarded points. The more points you have the better the bonus.
